Obtaining an Insurance Payout after a Roofing Emergency
If bad weather has recently damaged your roof, your home insurance company may cover the costs of repairing or replacing your roof. Usually, your insurance company will pay for services if your roof was damaged by an act of nature or an unforeseen event outside of your control. Things like falling objects, smoke, vandalism, storms, the weight of ice, and volcanic eruptions are all included perils which are covered by home insurance policies. However, in order to obtain your payout, you need to submit photographic evidence of roof damage along with completed forms describing the extent of the damage. For someone inexperienced with submitting roof insurance claims, the process can be complex and time-consuming.
For those living in Seminole, TX, roof storm damage claims help is just a call away. Schmitt Roofing and Construction can not only help you navigate the insurance claims process but can perform necessary repairs and replacements as well. Who you work with matters, especially in the midst of a roofing emergency. Our team has the manpower and experience to complete your emergency roof repairs in a timely and professional fashion. Give us a call at 432-955-5335 to learn how we can help.
Which types of roof damage are covered by home insurance policies?
The “dwelling coverage” stipulation in a home insurance policy generally covers certain “perils.” Perils are events that may cause damage to your home or property and are outside of your control. Typical roof damage perils include things like:
- Fire and smoke damage
- Wind damage
- Hail damage
- Damage from falling objects (including trees)
- Lightning strikes
- Vandalism
- Explosions
What types of roof damage does insurance not cover?
You may be disappointed to find that most insurance companies do not cover the cost of roof leak repair. Leaks usually don’t come on suddenly. Instead, they tend to be caused by negligence or lack of regular maintenance. Instead of waiting for a leak to occur, it’s a good idea to have your roof inspected at least once a year. That way, you can catch potential leak threats and nip them in the bud before an actual leak springs. However, if your roof leaks, because a tree fell through it, or portions of roof covering were ripped off by strong winds, your insurance will likely approve your claim.
Roof Insurance Claims Help in Seminole, TX
When you’re dealing with a roofing emergency, it’s helpful to have a single contact that can both help with your roof insurance claim and complete any necessary roof repairs. Seminole, TX, roofing contractors at Schmitt Roofing and Construction partner with you to ensure you receive all the insurance benefits to which you’re entitled. We can help you navigate the sometimes confusing insurance claims process by providing necessary photographic evidence, answering any questions you may have about required documentation, and completing authorized repairs and replacements. When you have Schmitt Roofing and Construction on your side for roof damage repairs in Seminole, TX, you’ll get quality you can count on at prices you can afford. Dial 432-955-5335 to get started.
